If you are having trouble with your bank, perhaps you have received a letter saying they are closing your account due to your bad credit score etc then you will need to find a new account that you can direct payments, benefits or wages into, without them being swallowed up by your current bank.
This might prove difficult if you have a bad credit score, or have defaults, CCJs etc. The Co-op has a current account called the Cashminder Account, its a basic account with no overdraft facility or cheque book. However, you can still set up direct debits, you can pay money in, and you get a debit card so you can still purchase items in the shops or withdraw money from cashpoints. It is a type of account they offer to people who have had financial difficulties and are lenient when it comes to accepting new customers.
You can apply to open account at any Co-op Bank or Brittania Building society, take some address id such as a driving licence or utility bill and £1 to open the account. You can also do it over the phone on 0845 602 7057. Hopefully they will be able to help you.
More info available here;
http://www.co-operativebank.co.uk/servlet/Satellite/1193206368743,CFSweb/Page/Bank-CurrentAccounts?WT.mc_id=ask_va_link
No comments:
Post a Comment