Hard Up Times
A blog for people who are skint, pink lint, broke, bust, up to their eye balls in debt, on their uppers, down to their last penny etc. This is a BANKSTER free zone! Money saving ideas, ethical companies, debt advisers, food banks etc
Saturday 17 June 2017
SSE Customers Time To Move!
Alistair Phillips-Davies, CEO of SSE, was given 72 per cent pay increase last year.
His pay went from £1.7m to £2.9m as the firm's profits leap to £1.8bn before tax
But customers were told in April that their bills will rise by about 7 per cent
Strange I thought privatisation of our utilities was supposed to be a great benefit to the citizens, HA HA WHAT A JOKE THAT IS.
http://www.dailymail.co.uk/news/article-4613676/SSE-boss-got-1-2m-pay-hike-customer-bills-7.html
But who should you move to, aren't they all the same? Check out Ebico, it is a small not for profit supplier of gas & electric that works with Robin Hood Energy. www.ebico.org.uk.
Saturday 21 February 2015
Qmee.com
This site really does work, I checked it out. After you sign up a ad banner shows up with products when you do a search on Google, Amazon etc. If you click on something you get paid about 5 pence or cents. This can then either be donated to charity or downloaded to your paypal account whenever you want.
The ads don't always show up, but over time you can make a few quid, and every penny counts right!?
Qmee.com
The ads don't always show up, but over time you can make a few quid, and every penny counts right!?
Qmee.com
Ebico - Not for profit energy company
Ebico is a social enterprise offering electricity and gas to UK customers. They are reasonably priced and HAVE NO DAILY STANDING CHARGE! This means a saving of approx 50p a day. So when if you go away from home for a week or two, for that period your bill will be precisely £0.
Other large energy companies have this charge so even if you are away from home and don't turn a single light on, every day the bill is growing.
It's amazing more people don't switch to a company like this one. They also don't hang about when it comes to dropping the price if wholesale prices change. WHY WOULD YOU WANT TO STAY WITH A MULTI NATIONAL CORPORATION WHO WANT TO MAKE THE MOST AMOUNT OUT OF YOU POSSIBLE??
Other large energy companies have this charge so even if you are away from home and don't turn a single light on, every day the bill is growing.
It's amazing more people don't switch to a company like this one. They also don't hang about when it comes to dropping the price if wholesale prices change. WHY WOULD YOU WANT TO STAY WITH A MULTI NATIONAL CORPORATION WHO WANT TO MAKE THE MOST AMOUNT OUT OF YOU POSSIBLE??
Phone Coop Mobile
Good news. The Phone Coop which was a small co-operative operating in the telecommunications industry appear to have merged with the larger Co-op brand, so they will probably become a larger company. They have a good mobile phone sim card that is decent prices and can be sent in the post to you for free.
With pay as you go, you don't have to worry about big direct debits coming out of your account, or some shocking bill landing on the doormat. You can top up online as well, so once you pay you know you have that much to spend, so will probably be a bit more selective about how much time you spend on it.
More info here;
Phone Coop
With pay as you go, you don't have to worry about big direct debits coming out of your account, or some shocking bill landing on the doormat. You can top up online as well, so once you pay you know you have that much to spend, so will probably be a bit more selective about how much time you spend on it.
More info here;
Phone Coop
Wednesday 21 November 2012
Citizens Advice Bureau
If you are in need of advice about debt, benefits, baliffs, legal issues etc. You can call them or go to a local office. You can do a search on their website to find out where your local citizen advice bureau is.
http://www.citizensadvice.org.uk/
Here is a short film from them about what their service is and how they go about it.
http://www.citizensadvice.org.uk/
Here is a short film from them about what their service is and how they go about it.
Amazon Price Comparison
The Daily Mail has a list of various products that are cheaper elsewhere than on Amazon, and point out that retail giant paid less than £1 million
corporation tax on revenues of £4.5 billion.
In 2010, it didn’t pay a anything on UK sales totalling £3.3 billion.
Unfortuantely at the end of the article it lists various 'cashback' credit cards, with links to them. They say "Clever Christmas shoppers can earn hundreds of pounds a year by ditching their debit card in favour of a cashback credit card. "
Oh really, and since when were credit cards in the business of giving away money! Clearly this is just a marketing tactic to get people into debt and know that although some will get cashback many others will be giving plenty of their cash in interest payments! The real clever Christmas shoppers will use a debit card and only spend what they have, and not owe a penny after Christmas.
In 2010, it didn’t pay a anything on UK sales totalling £3.3 billion.
Unfortuantely at the end of the article it lists various 'cashback' credit cards, with links to them. They say "Clever Christmas shoppers can earn hundreds of pounds a year by ditching their debit card in favour of a cashback credit card. "
Oh really, and since when were credit cards in the business of giving away money! Clearly this is just a marketing tactic to get people into debt and know that although some will get cashback many others will be giving plenty of their cash in interest payments! The real clever Christmas shoppers will use a debit card and only spend what they have, and not owe a penny after Christmas.
Tuesday 20 November 2012
Shall we bother with Christmas presents?
Many people buy Christmas presents for friends and family and secretly wish they didn't have to as things would be a lot more affordable, if they just had to buy for children and closest relatives. The crazy thing is the people they get gifts for are often thinking the exact same thing!
But a silence prevails and years go buy and they still do the same thing. So, the only way to sort out this issue is to actually bring it up. It's simple, you just say 'Shall we bother getting presents for each other this year?' Theres a good chance the persons face will light up and will shake your hand on the deal before you have a chance to say 'Christmas sherry'. Some, might squirm a bit, they like the idea of not having to spend as much money, but they might miss the fun of giving and receiving gifts. If it looks like that is the case, then say something with a laugh, 'Ok, how about we just spend a fiver or tenner. I'm happy with stuff from the pound shop!' This could seal the deal. They agree because they still can go about getting you something as normal, but at the same time money will being saved.
Sorted.
But a silence prevails and years go buy and they still do the same thing. So, the only way to sort out this issue is to actually bring it up. It's simple, you just say 'Shall we bother getting presents for each other this year?' Theres a good chance the persons face will light up and will shake your hand on the deal before you have a chance to say 'Christmas sherry'. Some, might squirm a bit, they like the idea of not having to spend as much money, but they might miss the fun of giving and receiving gifts. If it looks like that is the case, then say something with a laugh, 'Ok, how about we just spend a fiver or tenner. I'm happy with stuff from the pound shop!' This could seal the deal. They agree because they still can go about getting you something as normal, but at the same time money will being saved.
Sorted.
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