A Prosperous & Healthy New Year To You All!

Readers, wishing you all a happy 2012, make a great start to 2012 by confronting your debts and seek advice. (see post about CCCS below) and if you have a credit card with a balkance cut the blinking thing up into 2012 pieces, it'll stop you using it and help you escape from being shackled to billion pound corporations who want you to remain forever in their debt.